Simple Tool WarehouseTool #007
Money calculator

Which loan offer costs less?

Compare two or three fixed-rate loan offers using their rate, term and upfront fees—not just the advertised monthly payment.

Lowest total repayment

Side-by-side comparison

OfferMonthlyTotal interest + feesTotal repaid

Uses the entered annual interest rate with monthly repayments. Fees are treated as paid in addition to repayments. An advertised APR may already reflect some fees, so use the lender's actual repayment figures when available.